Introduction:
Venmo is a very famous online transactions platform. The platform is well known for making the transfer of money simple and fast in the United States. Venmo has many amazing and innovative features. The platform offers you to split your bills and send your money to your bank account. The best thing about the platform is that you can do it all with just a few clicks. Still, many people want to know if they can get a Venmo debit card or not.
Don’t you know if you can get a Venmo Debit Card?. You need not to worry. In this article, I will be telling you everything about how to get a debit card from Venmo. I will also walk you through the steps that you should follow to get it. Moreover, I will tell you about the benefits of having that debit card. Then what are you waiting for?. Let’s start the discussion.
What Is a Venmo Debit Card?.
The Venmo Debit Card is a physical card. This card is linked directly to your Venmo balance account. You can use this card just like any other debit card. You can use it to pay at different stores and to shop online. You can also use it to withdraw cash from ATMs all around the world.
The debit card of Venmo uses the Mastercard network. This is the reason why it is accepted almost everywhere. Moreover, this card comes with different perks like cashback offers at select retailers. It also has advanced security features that you can use to control through the Venmo app.
How to Get a Venmo Debit Card?.
If you want to get your Venmo Debit Card, then you should follow some simple steps. These steps are:
1. Open the Venmo App:
First of all, you should make sure that you have the latest version of the Venmo app. If you do not have the app yet, then you should download it from the App Store or Google Play.
2. Go to the “Cards” Section:
Now, you should open the app and tap on the menu icon. You will find this icon in your profile picture in the top left corner. You should select “Venmo Debit Card” under the “Cards” sections. You can also select it under the “Manage Balance” section as well.
3. Apply for the Card:
Now, you should apply for the debit card. To do it, you should tap on “Get the Venmo Card”. You should choose your card color. Remember that there are several color options like black, pink, blue and more. So choose a color as per your preferences.
Next, you should enter your shipping address and personal information if requested. You should review the terms and conditions, then submit your application.
4. Wait for Approval:
Now, Venmo will review your application. Keep in mind that lost people are approved instantly. But in some cases, the application can take a few business days. So you should wait for your approval.
5. Receive and Activate Your Card:
Once approved, your Venmo Debit Card will arrive within 5 to 7 business days. When you get your card, you should open the Venmo app. Now, you should follow all the instructions to activate it. You should set a PIN (Personal Identification Number) for ATM withdrawals.
And that is it—you are ready to start spending with your new Venmo card now.
Who Can Get a Venmo Debit Card?.
There are some requirements for qualifying for a Venmo Debit Card. You must fulfill this criteria. The criteria is:
- You should have an active Venmo account.
- You should be at least 18 years old.
- You should live in the United States.
- You should have a verified identity on Venmo.
- Venmo can ask you for your Social Security Number and other information to verify your identity. You should provide them with this information. And this will boost your approval process.
Why Get a Venmo Debit Card?.
There are several reasons due to which you should apply for a Venmo Debit Card. These reasons are:
Instant Access to Funds:
If you have a debit card, then you need not to wait for a bank transfer. Instead, you can spend your Venmo balance anywhere you want to.
ATM Access:
You can withdraw your cash at any ATM that accepts Mastercard.
Cashback Offers:
Venmo partners with popular brands to offer you cashback rewards. You can enjoy these rewards when you use your debit card too.
No Monthly Fees:
There are no monthly fees or setup fees for the Venmo Debit Card.
Easy Card Management:
It is very easy to manage your Venmo debit card. You can freeze, unfreeze or replace your card easily from the Venmo app.
Where Can You Use the Venmo Debit Card?.
You can use your Venmo Debit Card anywhere that Mastercard is accepted. Some of the popular places you can use your card are:
- Grocery stores
- Gas stations
- Online shops
- Restaurants
- ATMs (for cash withdrawals)
You will have to make sure that you have enough money in your Venmo balance to cover your purchases.
How to Add Money to Your Venmo Balance?.
You can fund your Venmo balance in a few easy ways. These ways are;
- You can receive payments from your friends or your family.
- You can transfer money from your linked bank account to your card.
- You can deposit your paycheck using the Direct Deposit with Venmo.
Remember that once your balance is funded, you can use your Venmo Debit Card to make purchases.
Conclusion:
Venmo is a very popular online money transaction app. The app is very famous among users in the United States of America. Venmo offers amazing and convenient payment options. The app also allows you to get your debit card. Getting a Venmo Debit Card is a smart move if you use Venmo regularly. You should also get a card if you want to have easy access to your money. This card is free to apply and simple to use. This card is also packed with features like cashback rewards and ATM access. You should apply for your card today. And you will literally enjoy all the benefits of spending it offers with your Venmo balance.
FAQS:
Q: How long does it take to get a Venmo Debit Card?.
Ans: After approval, it usually takes 5 to 7 business days for your Venmo Debit Card to arrive by mail.
Q: Is there a credit check for getting a Venmo Debit Card?.
Ans: No. Venmo does not run a credit check when you apply for a Venmo Debit Card.
Q: Can I use the Venmo Debit Card at ATMs?.
Ans: Yes. You can withdraw cash at any ATM that accepts Mastercard. But you should watch out for the possible ATM fees.
Q: What should I do if I lose my Venmo Debit Card?.
Ans: You can freeze your card immediately using the Venmo app. After that, you can request a replacement card through the app.
